I am an undergraduate student majoring in economics and finance with a keen interest in data science and data analytics fields. I am currently based in Hong Kong and will be seeking graduate jobs in Taipei after graduating in June 2022.
Three Machine Learning Techniques for Classification: Default Payments of Credit Card Clients in Taiwan in 2005
Fraud Detection with Machine Learning
Default prediction is an important topic for banks. In this paper, we applied three classification models–Logistic Regression, Naïve Bayes, and Support Vector Classifier, to predict whether a credit card client would default or not. The result suggests that Naïve Bayes is the best model.