We were started in 2016 by Val Yap when her mother was diagnosed with cancer but a single forgotten payment rendered my mother’s insurance claims invalid. Shortly after, her late father passed away from a sudden heart attack. Having no clue about his insurance coverage, she had no choice but to go knocking on every insurer’s door.

Understanding the large repercussions one might face without proper insurance policy management and bookkeeping in a time of need, she felt strongly about people having access to an alternative that would address this problem. These difficult episodes ultimately inspired PolicyPal.

We believe in helping individuals and businesses with their insurance policies online. We offer insurance coverage that’s totally different:

Easy: You can buy a policy from us in just a couple of minutes, and it’s 100% online. Available 24/7 without any agent and have immediate coverage. You save time and money.

Affordable: We use technology to reduce cost that are paid to agents and give you prices that are incredibly affordable. In additional, we provide cashback in $P credit in your account!

Personalised: We work with 20 insurance companies to provide the best quote for both personal and business insurance coverage for you.

PolicyPal is a MAS licensed insurance broker and exempted financial advisor.
We are also Singapore's first graduate from the Monetary of Singapore's (MAS) fintech regulatory sandbox.

In addition to its insurance broker business, PolicyPal has also been operating a second business line, PAL Network, blockchain protocol for the insurance industry since 2017.