Julio M. Herrera Velutini has garnered years of experience in the banking field at multiple banks. He serves as the chairman of the board at an international bank based in Puerto Rico. His family has been part of the banking industry for more than a century. These deep banking roots have given Julio M. Herrera Velutini a unique perspective on credit granting, which focuses on three creditor details: the amount of money requested, the purpose of the request, and the character of the individual making the request. This philosophy has helped numerous entrepreneurs who banked with organizations run by the Velutini family grow their own businesses and become influential international figures.

Mr. Velutini has experience with both established banks and young banks. Starting out as part of the founding group of shareholders and directors at one major Venezuelan institution early in his career, he eventually became its president. Throughout the bank’s evolution, he learned much about the unique banking models and alternatives available in Venezuela.