Skills
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Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
Suraj Mishra
Cluster Manager or Regional Manager • City, IN • [email protected]
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
Suraj Mishra
Cluster Manager or Regional Manager • City, IN • [email protected]
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Suraj Mishra
Experience Synopsis:-
My overall experience is of almost 12+ Years & the majority of it being in the financial sector along with the qualification of PGDM @ MBA in Regular Mode focused in Marketing from IIBM Patna.
To elaborate, I have approximately 4 Years of experience across the MFI sector in JLG business development through Sales & regular monthly EMI collection along with PAR recovery from soft bucket 30 + PAR accounts and recovery of hard bucket 90+ days of delinquent NPA accounts up to Territory Manager level with reputed Industry leaders such as HDFC Bank SLI Vertical and L&T Finance along with HDB Financial Services. Therefore, I have proved myself as a performer in consistently achieving Business & Recovery Targets through the assigned teams with judicious man-management, motivation, and sincerity.
Moving on, I also possess experience in territory expansion. During my work tenure with L&T Finance, I launched 6 new branches of Microfinance in Bihar and developed the portfolio of JLG loan up to 80 Crores from the newly launched branches in just 8 months. I also managed the same portfolio of near about 80 Crores for monthly EMI collection through the 5 branches assigned to me and during my term I was proven as a stupendous Territory Manager in maintaining OTRR % @ 100% in a consistent manner on a MOM basis.
Moreover, from December 2018 to 30th January 2020, I worked with HDB Financial Services as a Branch Head of the Lakhimpur Kheri branch in Uttar Pradesh & there I was responsible for Business Development (Sales) of lending products i.e; SAL PL, SEN-PL, LAP, GL & EBL and insuring quality business through the branch credit team for underwriting with proper risk assessment.
Excellent team handling skill with man management skills.
An excellent strategist with proven abilities in accelerating growth and generating customer
loyalty levels.
Holds the distinction of exploring new markets achieving goals.
Exceptional communicator skill with good analyzing and problem solving skills.
I am confident that I possess the required skills & knowledge along with the relevant experience in handling a team of up to 45 direct reporting Employees belonging to salesforce along with employees for business support vertical for Credit, Operations, Recovery along with RIC field officer.
Previous Employer: HDB Financial Services Ltd.
Designation: Branch Manager Lending Vertical
Grade : E3 @ Manager
HDBFS CTC: Approx 659275/- Per Annum
HDBFS Take-Home Salary: Approx Rs 50265/- (Monthly ).
Notice Period: Immediate Joining.
My updated CV is attached for your kind perusal.
With highest regards,
Suraj Mishra
Mob: 7485063304, 8210833907
E-Mail: [email protected]
Patna ( Bihar)
Cluster Manager or Regional Manager
City, IN
[email protected]
