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Ashish Joshi
Senior Manager
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Ashish Joshi

Senior Manager
Banking Professional with 14 years of retail banking experience.
Chegg India Pvt. Ltd.
Shri Shivaji Maratha Society's Institute of Management and Research

Professional Background

  • Current status
    Unemployed
  • Profession
    Finance Manager
  • Fields
    Banking
  • Work experience
    10-15 years (1-2 years relevant)
  • Management
  • Skills
    Word
    Excel
    powerpoint
    Audit
    MIS
    Financial Planning
    Relationship Management
    Team Management
    Credit Appraisal
    RECOVERY
    Credit Monitoring
  • Highest level of education
    Master

Job search preferences

  • Desired job type
    Full-time
    Interested in working remotely
  • Desired positions
  • Desired work locations
    Nashik, Maharashtra, India
    Pune, Maharashtra, India
    Mumbai, Maharashtra, India
  • Freelance
    Part-time freelancer

Work Experience

Freelance Subject Matter Expert

Jan 2020 - Present
Acquired Skills while working as a subject matter expert 1] Online Tutoring. 2] Helping students to get acquainted with the topic in easiest way. 3] Solving doubts of students promptly and within committed deadline.

Senior Manager/Branch Head

Dec 2018 - Jun 2019
7 mos
 Worked as Branch Head at HDFC Bank Ltd., Ratnagiri Since Dec. 2018 to June 2019. During the tenure with HDFC Bank are the major highlights of my performance and learning :- 1] Helping customers with ease to migrate to new channels such as Digital Applications, Online platforms for availing various banking services. 2] Cross selling of different products available in the basket of the bank. Apart from the regular deposit products cross sold the digital offers available to customers based on their relationships. Cross selling of loan products according to the need of the customers. 3] Scoping of the catchment and customer base management in and out of the sphere of catchment available. 4] Migrating customers of different profiles to the digital platform by educating them conveniently.

Manager / Branch Head

Jun 2010 - Nov 2018
8 yrs 6 mos
 Worked as Branch Head at IDBI Bank Ltd. at various locations according to the need of the organization. During the tenure with IDBI Bank following are the major highlights of my performance and learning:- 1] Acquired the skill of managing large teams at large branches. 2] Resource management at smaller locations without hampering the customer service and striving for customer delight. 3] Retail operations management. 4] Acquired skills of retail credit sourcing, Appraisal, monitoring, recovery and entire credit management process. 5] Organizing potential customer gatherings at different locations and educating them about the facilities and services available with the bank along with the government schemes. 6] Acquired the skills of relationship management with corporate and Government institutions as well as officials. Major Achievements :- 1] Got the opportunity to set up new branch at Kolhar and was led the team for 3 years as a branch head. Mobilized deposits worth Rs. 108 cr and a credit portfolio worth Rs. 85 cr. In three years which brought the branch in profit. 2] Received appreciation for audits, key accounts management and asset quality from time to time. 3] Received appreciation for achieving the cross selling targets and meeting the yearly targets of the branch from time to time. 4] Relationship management helped me in acquiring the new customer base from the Private companies and Government institutions in a larger extent.

Senior Officer

Jun 2005 - Jun 2010
5 yrs 1 mo
Career Highlights  Started my career with ICICI Bank as an Officer. During the tenure with ICICI Bank following are the major highlights of my performance and learning:- 1] Retail Banking operations and Cash Management along with delightful customer service. 2] Cross selling of Different products of the bank to the customers with multi tasking. 3] Advancements in my operational skills and efficiency. 4] Audit Management and statutory reporting along with compliance. 5] Customer value and time management with honoring commitments. 6] Relationship building and management. 7] Interpersonal effectiveness with relationship management. Major Achievements :- 1] Relationship Management helped me in delivering the quality customer service, honoring my commitments and sourcing new business resulted in achieving my individual targets and contribution to the branch. 2] Received appreciation for all the bright performance in contests and annual events from time to time. 3] Received promotion of Senior officer.

Education

Master of Business Administration (MBA)
Finance
2001 - 2003
Activities and societies
Represented college in Cricket at various levels. NSE’s Certification in Financial Market (NCFM) Certified by Association of Mutual Funds in India (AMFI) Seminars Organized by Pune Management Association (PMA) and Maratha Chamber of Commerce and Industry and Agriculture (MCCIA). Corporate Governance and Enhancing Human Potential through managing Stress and Anxiety organized by Sinhgad Institute of Management, Pune Projects Undertaken Title Derivatives Trading Details Basics of futures and options, trading of futures and options, strategies applicable, margins etc
Bachelor’s Degree
Banking and Finance
1997 - 2000
Activities and societies
Represented college in Cricket at various levels.