Ralph Byer started his career in wealth management as a financial advisor at Merrill Lynch Wealth Management in 1983. In addition to being a qualified portfolio advisor, Ralph Byer is a managing director at Merrill Lynch. Together with a talented team of advisors, Mr. Byer provides highly personalized financial services to his clients, from financial guidance and estate coordination to retirement income and tax minimization strategies. His clients include families, professionals, and business executives, and they all receive customized advice and services depending on their financial goals. In recognition of his long-standing professional success, Mr. Byer was listed among Forbes’ Best in State Financial Advisors in 2018, and in March 2020 he was included in Barron’s Top 1200 US Financial Advisors State by State. Mr. Byer is also an active philanthropist, particularly supporting causes relating to first responders. Away from work he enjoys spending time with his family, and he is also an avid woodturner.