Splurging can come in many forms. For some people, splurging is a way of having a nice night, ordering dinner, and enjoying time out – without worrying about the money spent. For others, it’s buying an expensive piece of tech or paying for something that will add value to their homes. Regardless of their definition of splurging, there is a time and a place for it. There are times when it is worth spending a little extra for something nice, and there are also times when one definitely should save money by purchasing the cheapest option available. The trick is knowing how to identify each of these moments.