• Establishing and quantifying FIFGROUP 'risk appetite' • Estimated risks with criteria established by the organization such as costs, legal requirements and environmental factors, and evaluating previous handling of risks. • Created "i-risk system dashboard" for FIFGROUP to do overall risk management process. • Assisted in Risk register assessment, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the business. • Risk reporting in an appropriate way for different audiences such as BOD, business heads and to individuals. • Developed and implemented scorecards accuracy >80% with data driven predictive models for Enterprise Risk Management, Marketing, Sales and Field Operations, and more. • Manage 7 member of data analyst member in risk management and become the best department head in FIFGROUP

• Meets marketing and sales financial target with achievement of 125% by forecasting requirements; preparing an annual budget; scheduling expenditures; analyzing variances; initiating corrective actions. • Identifies marketing opportunities by identifying consumer requirements; defining market, competitor's share, and competitor's strengths and weaknesses; forecasting projected business; establishing targeted market share. • Analyzing potential strategic partner relationships for company marketing. • Overseeing the company’s marketing budget

• Providing financial and non-financial data requested by OJK • Developed recommendation policy for acquisition and collection process that minimize non performing loan (NPL) from 9% to 5% in 2016 • Build score modelling to decreased rejection rate from 20% to 9% in 2017 • Enterprise risk management PIC for FIFGROUP coordinate with Astra International • Develop test case and stress testing for market in electronic, e-commerce & micro financing • Ensure KYC well implemented in company by doing KYC awareness regularly

• Becoming best of the best management trainee which do well in On Job Training and In Class Training • Developed "customer friendly opening account form" as a new innovation to improving service, productivity and quality for new to bank customer in 2014. • Portfolio management includes policy and governance, credit and operational risk, as well as legal, regulatory and compliance issues. • Involved in Standard Chartered Credit Card product innovation and features and benefits team to give promotion for priority customer. • Maintaining Priority and Preferred Banking Customer as a relationship manager • Increasing new to bank customer in Mangga Dua Branch (achieved 10 customer in one month)