As the Vice President , I am responsible for overseeing and managing the operations, strategy, and growth of our fintech platform. I am accountable for driving our business, operation and compliance activities' success and ensuring the efficient and effective functioning of the overall fintech business.
Responsibilities:
Strategy Development: Collaborate with the executive team to develop and implement the overall strategic direction for the fintech platform. Identify new market opportunities, assess risks, and create innovative strategies to drive growth and maintain a competitive advantage.
Operations Management: Oversee the day-to-day operations of the fintech lending platform, including loan origination, underwriting, loan servicing, collections, and investor relations. Continuously monitor and enhance operational processes and systems to ensure efficiency, accuracy, and compliance with regulatory requirements.
Risk Management: Develop and implement robust risk management frameworks and policies to mitigate credit, operational, and regulatory risks associated with fintech industry.
Investor Relations: Foster strong relationships with individual and institutional investors, ensuring transparency, effective communication, and timely reporting. Develop strategies to attract and retain investors, manage investor expectations, and explore new avenues for funding.
Compliance and Regulatory Oversight: Stay abreast of relevant industry regulations and ensure compliance with local, state, and laws governing P2P lending.
Market Analysis and Competitive Intelligence: Conduct market research, competitor analysis, and industry benchmarking to identify emerging trends, potential threats, and opportunities for growth. Leverage market insights to refine product offerings and improve customer experience.
Technology and Product Development: Collaborate with technology teams to enhance the P2P lending platform and product.