As Chief Revenue Officer (CRO) at APPS, continuing the company’s organic growth and responsible for every process, forecast and initiative which generates revenue for the company. APPS has the resources specifically tailored for any merchant to implement cost-effective, secure and efficient Credit Card and ACH processing solutions, which are scalable and tailored around a merchants operations to save time and money. APPS's ability to also work seamlessly with any depository banking institution and a merchants POS, Gateway, Terminal or Software enables us to facilitate dynamic and customized processing solutions with effortless integration. Our team will tailor a merchant services program that can facilitate card-based, online e-Payment and by-phone payments for verticals such as: •B2B / Retail •Government / Municipality / Utilities •Online / e-commerce / SaaS •Restaurants / Lodging / Resorts •Education / Healthcare From resellers to referrals, partnering with APPS can create profitable opportunities for your revenue growth and an affordable secure processing solution for your clients. If interested in joining the APPS family, Consulting and Partnership Programs are available for: • Financial Institutions (VC, PE, Banks) • Independent Sales (ISO/ISA) • Value Added Resellers (VAR’s) • Independent Software Vendors (ISV's) Helping and educating merchants on Pricing, Connectivity, Compliance, Chargebacks, Surcharging, Reporting or any other questions or requests to facilitate an improved payment processing experience, is always our number one priority.

Leo created from the ground up, the Government Services Division (GSD) at TransFirst Merchant Services after having signed and managed its first 14 Municipalities, with an additional 100+ under his leadership. In 2005 Leo was promoted to SVP of Business Development at TransFirst where in addition also successfully managed its internal sales for the company.