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Rizaldi Billad
Relationship Manager Mortgage
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Rizaldi Billad

Relationship Manager Mortgage
Currently I work in a company engaged in Islamic banking at PT. Bank Muamalat Indonesia. I have served as Relationship Manager Mortgage in the Consumer Financing Business division since 2018 until now. I am used to working under pressure to achieve the targets set by the company. able to work independently or in a team and able to negotiate in credit financial analysts.
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PT. Bank Muamalat Indonesia, Tbk
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STKIP PASUNDAN CIMAHI
Serang, Banten, Indonesia

Professional Background

  • Current status
    Employed
  • Profession
    Account Manager
    Customer Success Manager
    Sales Team Lead
  • Fields
    Banking
    Marketing / Communications
    Finance
  • Work experience
    6-10 years (4-6 years relevant)
  • Management
    I've had experience in managing 10-15 people
  • Skills
    Leadership
    Problem Solving
    Negotiation skills
    Teamwork
    Microsoft Office
    PowerPoint
    Credit Analysis
  • Languages
    English
    Intermediate
    Indonesian
    Professional
  • Highest level of education

Job search preferences

  • Desired job type
    Full-time
    Interested in working remotely
  • Desired positions
    Area Sales Manager
  • Desired work locations
    Banten, Indonesia
  • Freelance
    Non-freelancer

Work Experience

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Consumer Financing Business

Mar 2018 - Present
Serang Regency, Banten, Indonesia
• Understand the mechanism for developing consumer credit products • Know how to acquire customers • Understand the working principle of credit scoring • Get techniques for managing consumer loan portfolios • Know collection techniques and strategies • Understand how analyze the level of profitability
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Asisten Manager

Apr 2014 - Mar 2018
4 yrs 0 mos
Cilegon City, Banten, Indonesia
• Help plan, work on and implement strategies for the company • Help collect data about the performance of employees • Coordinate activities and regulations concerning employees • Prepare data analysis and work report • Prepare and coordinate in terms of evaluating the activities of the company
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Financial Advisor

Feb 2013 - Feb 2014
1 yr 1 mo
Tangerang, Tangerang City, Banten, Indonesia
1. Financial Advisor (FA) will later be placed in Bank OCBC NISP branch. 2. FA's job is to sell or offer insurance to Bank OCBC NISP customers. 3. When a customer comes to the Bank, the FA offers the customer as much as possible to enter insurance. 4. In addition to selling FA, it is also in charge of serving customer claims and complaints. 5. FA works based on the target, if the target is not achieved then the salary will be deducted by 20%. 6. To Area Sales Manager (ASM / FA boss) Financial Advisor helps his team to achieve the target every month. 7. ASM targets come from several FAs under it. The FA is also required to report every day starting from the morning, afternoon and evening. The report here is in the form of commitments and reports on FA activities when on duty for one day. 8. FA usually meet after work until late at night with ASM and FA friends from one area to another.

Education

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Other
Physical Education Health and Recreation
2008 - 2012

Licenses & Certifications

Rizaldi Billad

Risk Management Certification
Issued Jun 2021
No Expiration Date