Tom Marsella of Fresno, CA is the President and Co-Founder of the financial planning company Retirement Concepts of America (RCofA) along with his son, Darin. Together, they follow a conservative approach when it comes to advising clients. RCofA offers customers many services, including TSPs, 401(k), 403(b), 457 plans, social security, retirement portfolios and annuities. His company is rated A+ with the Better Business Bureau (BBB), the National Ethics Association and was a nominee for the California Family Business Award and was named one of the top financial planners by the Fresno State School of Business. Tom's varied background also includes being a runner-up for State Senator of California and serving as a US Army veteran war correspondent during the Vietnam Era.