BBA with 9.5 Years of rich Experience in the Banking sector with exposure to General Banking, Loans and
Advance and Trade Finance.
Team player, friendly and enthusiastic with exceptional customer service skills.
Ability to display a positive attitude with energy and enthusiasm toward assuming new roles and challenges.
Strong work ethic with a willingness to take ownership and responsibility of multiple tasks as required.
Strong interpersonal (written and oral communications, logic and decision-making) and organizational skills.
Ability to proactively understanding the operational needs & working upon them in order to ensure Smooth
Process& Overall Customer Satisfaction.
Professional striving for Excellence.
December 2019 - November 2020
Key Role & Responsibilities General Banking.
Ensuring all documentation are complete in all aspects for new accounts including mandatory verification.
Handling issuance of demand drafts as per Bank guidelines.
Ensuring opening of Locker Accounts in line with Bank guidelines and their overseeing their operations.
Executing Inter / Intra Bank Transactions.
Supervising of Day to Day Operations of the Branch.
Ensuring Completion of Documents in cases of Deceased Cases Settlements and Ensuring the same are done Within TAT.
Ensuring Day to Day reconciliation of Internal Accounts on Day to Day Basis Branches & Posting Details.
Preparation of Reports on Monthly Basis of the Branch Performance.
Compliance of Audit Reports.
September 2015 - April 2019
Key Role & Responsibilities General Banking.
Ensuring all documentation are complete in all aspects for new accounts including mandatory verification.
Handling issuance of demand drafts as per Bank guidelines.
Ensuring opening of Locker Accounts in line with Bank guidelines and their overseeing their operations.
Executing Inter / Intra Bank Transactions.
Supervising of Day to Day Operations of the Branch.
Ensuring Completion of Documents in cases of Deceased Cases Settlements and Ensuring the same are done Within TAT.
Ensuring Day to Day reconciliation of Internal Accounts on Day to Day Basis Branches & Posting Details.
Preparation of Credit Appraisals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Credit Underwriting for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans within the prescribed Sanctioning Powers.
Documentation of Credit Proposals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Followup for Irregular Advances and NPA Follow-up.
Preparation of Reports on Monthly Basis of the Branch Performance.
Compliance of Audit Reports.
October 2010 - September 2015
Inland Trade Finance
Processing / Issuance of Letter of Credit (LoC) and Bank guarantees
Extension or revocation of Bank guarantees as per Bank guidelines
Discounting of LC bills and following up for payment clearances
Generating outward collection bills
Processing documentation and verification for inward LC bills
Handling retirement responsibilities for LC bills
Import Trade Finance
Issuing of International Letter of Credits and Bank guarantees after necessary document verification
Generating Letter of Undertakings for buyers’ credit
Bookings and utilization of forward contacts
Verification of inward LC bills as UCPDC 600 and ISBP 745
Processing advance remittances
Follow up for Bill of Entry statements from importers and subsequent processing
Generation of MI Reports for Audits
Providing intra and inter branch support for audit purposes.
Ensuring FEMA and RBI business guidelines are complied with.
Export Trade Finance
Handling receipt of advance remittances
Processing of outward collection bills
Discounting of LC and non LC bills
Bookings and utilization of forward contacts
Release of PCFC and EPC and ensuring non crystallization of bills
Ensuring Follow-up for proceeds of Export Bills and their realization.
Ensuring issuance of E-BRC's.
Ensuring performance of EDPMS transactions for direct online notification to RBI.
General Banking Operations
Key Role & Responsibilities General Banking.
Ensuring all documentation are complete in all aspects for new accounts including mandatory verification.
Handling issuance of demand drafts as per Bank guidelines.
Ensuring opening of Locker Accounts in line with Bank guidelines and their overseeing their operations.
Executing Inter / Intra Bank Transactions.
Ensuring Completion of Documents in cases of Deceased Cases Settlements and Ensuring the same are done Within TAT.
Ensuring Day to Day reconciliation of Internal Accounts on Day to Day Basis Branches & Posting Details.
Preparation of Credit Appraisals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Documentation of Credit Proposals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Followup for Irregular Advances and NPA Follow-up.
2004 - 2007
2001 - 2002
BBA with 9.5 Years of rich Experience in the Banking sector with exposure to General Banking, Loans and
Advance and Trade Finance.
Team player, friendly and enthusiastic with exceptional customer service skills.
Ability to display a positive attitude with energy and enthusiasm toward assuming new roles and challenges.
Strong work ethic with a willingness to take ownership and responsibility of multiple tasks as required.
Strong interpersonal (written and oral communications, logic and decision-making) and organizational skills.
Ability to proactively understanding the operational needs & working upon them in order to ensure Smooth
Process& Overall Customer Satisfaction.
Professional striving for Excellence.
December 2019 - November 2020
Key Role & Responsibilities General Banking.
Ensuring all documentation are complete in all aspects for new accounts including mandatory verification.
Handling issuance of demand drafts as per Bank guidelines.
Ensuring opening of Locker Accounts in line with Bank guidelines and their overseeing their operations.
Executing Inter / Intra Bank Transactions.
Supervising of Day to Day Operations of the Branch.
Ensuring Completion of Documents in cases of Deceased Cases Settlements and Ensuring the same are done Within TAT.
Ensuring Day to Day reconciliation of Internal Accounts on Day to Day Basis Branches & Posting Details.
Preparation of Reports on Monthly Basis of the Branch Performance.
Compliance of Audit Reports.
September 2015 - April 2019
Key Role & Responsibilities General Banking.
Ensuring all documentation are complete in all aspects for new accounts including mandatory verification.
Handling issuance of demand drafts as per Bank guidelines.
Ensuring opening of Locker Accounts in line with Bank guidelines and their overseeing their operations.
Executing Inter / Intra Bank Transactions.
Supervising of Day to Day Operations of the Branch.
Ensuring Completion of Documents in cases of Deceased Cases Settlements and Ensuring the same are done Within TAT.
Ensuring Day to Day reconciliation of Internal Accounts on Day to Day Basis Branches & Posting Details.
Preparation of Credit Appraisals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Credit Underwriting for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans within the prescribed Sanctioning Powers.
Documentation of Credit Proposals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Followup for Irregular Advances and NPA Follow-up.
Preparation of Reports on Monthly Basis of the Branch Performance.
Compliance of Audit Reports.
October 2010 - September 2015
Inland Trade Finance
Processing / Issuance of Letter of Credit (LoC) and Bank guarantees
Extension or revocation of Bank guarantees as per Bank guidelines
Discounting of LC bills and following up for payment clearances
Generating outward collection bills
Processing documentation and verification for inward LC bills
Handling retirement responsibilities for LC bills
Import Trade Finance
Issuing of International Letter of Credits and Bank guarantees after necessary document verification
Generating Letter of Undertakings for buyers’ credit
Bookings and utilization of forward contacts
Verification of inward LC bills as UCPDC 600 and ISBP 745
Processing advance remittances
Follow up for Bill of Entry statements from importers and subsequent processing
Generation of MI Reports for Audits
Providing intra and inter branch support for audit purposes.
Ensuring FEMA and RBI business guidelines are complied with.
Export Trade Finance
Handling receipt of advance remittances
Processing of outward collection bills
Discounting of LC and non LC bills
Bookings and utilization of forward contacts
Release of PCFC and EPC and ensuring non crystallization of bills
Ensuring Follow-up for proceeds of Export Bills and their realization.
Ensuring issuance of E-BRC's.
Ensuring performance of EDPMS transactions for direct online notification to RBI.
General Banking Operations
Key Role & Responsibilities General Banking.
Ensuring all documentation are complete in all aspects for new accounts including mandatory verification.
Handling issuance of demand drafts as per Bank guidelines.
Ensuring opening of Locker Accounts in line with Bank guidelines and their overseeing their operations.
Executing Inter / Intra Bank Transactions.
Ensuring Completion of Documents in cases of Deceased Cases Settlements and Ensuring the same are done Within TAT.
Ensuring Day to Day reconciliation of Internal Accounts on Day to Day Basis Branches & Posting Details.
Preparation of Credit Appraisals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Documentation of Credit Proposals for Personal Loans, Vehicle Loans, Home Loans, MSME Loans, Education Loans.
Followup for Irregular Advances and NPA Follow-up.
2004 - 2007
2001 - 2002