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Definition of Reputation Credits
Tom Marsella
President & Co-Founder • Fresno, CA • [email protected]
Tom Marsella of Fresno, CA is the President and Co-Founder of the financial planning company Retirement Concepts of America (RCofA) along with his son, Darin. Together, they follow a conservative approach when it comes to advising clients. RCofA offers customers many services, including TSPs, 401(k), 403(b), 457 plans, social security, retirement portfolios and annuities.
Tom's company is rated A+ with the Better Business Bureau (BBB), the National Ethics Association and was a nominee for the California Family Business Award and was named one of the top financial planners by the Fresno State School of Business. Tom's varied background also includes being a runner-up for State Senator of California and serving as a US Army veteran war correspondent during the Vietnam Era.
Work Experience
Retirement Concepts of America, President and Co-Founder, Jan 2007 ~ Present
Tom Marsella is the Co-founder and President of Retirement Concepts of America (RCofA), a financial planning company he launched with his son, Darin. Together, Tom, Darin, and their team adhere to a conservative approach to investing while offering a broad menu of services, including 401(k), 403(b), 457 plans, retirement portfolios and annuities, social security, and TSPs. Most recently, the company was nominated for the California Family Business Award, and maintains an A+ rating with the Better Business Bureau (BBB) and the National Ethics Association.
Earnings Investment Co., Principal, Jan 1991 ~ Present
Tom Marsella serves as the Principal of Earnings Investment Co., an investment management firm that is aligned with Howard Capital Management which utilizes a “crash-proof” conservative algorithm to ensure funds are securely transitioned to a bond position or conservative money market in the event of a down market.
Education
California State University, Fresno, Bachelor of Business Administration (BBA), 1965 ~ 1967
University of California, Berkeley, Bachelor’s Degree, Business & Managerial Economics, 1962 ~ 1965
Hobbies & Interests
Tom Marsella spent years as a financial correspondent for several local news stations and was repeatedly featured in The Fresno Bee. He has also been a member of several well-established societies, such as The Fresno Rotary Club and The East Fresno Boys Club, Chaffee Zoo and others.
Tom has been a member of Northwest Church for many years and has partnered with many organizations such as the Prison Fellowship Ministry to help with rehabilitation, and the Jelly Belly company in order to ship candy to troops overseas.
When he isn’t spending time with his 3 sons and 4 grandchildren, Tom Marsella is also an accomplished athlete, having competed 15 years in the Senior Hardball World Series, and the Senior Olympics for Track and Field. In 2010, he was honored by the Age of Champions as one of the top senior athletes in California.
Blog
TomMarsellaFresnoCA.com
Tom Marsella's blog on retirement, personal finance, and more! Tom has amassed an outstanding 35-year reputation as an investment advisor and financial planner. To date, he has given over 100 seminars on the subject of retirement planning.
Making the Most of Your 401(k)
Taking advantage of a 401(k) offered by your company, whether brand new or transferred from a previous employer, is vital for a comfortable retirement.
Social Security Basics to Know
Social Security taxes and earnings function on something of a sliding scale. In all fairness, this calculation offers relatively more to people who may have earned less in their lifetime. People earning more than the taxable amount of money throughout their career can expect a quarter of those earnings in benefits.
The Best Exercises for Older Adults
Exercise is pivotal for physical wellness, especially for older individuals in their golden years. However, workouts during these stages of your life do not have to be mundane, general exercises that do not spark your interest.
Choosing the Right Retirement Community for You
Moving from one’s home into a retirement community is a major transition that requires significant time and planning from both seniors and their close relatives. That said, individuals preparing to take such action are advised to consider several different factors.
Map
Tom Marsella currently resides in Fresno, CA.
Tom Marsella
President & Co-Founder • Fresno, CA • [email protected]
Tom Marsella of Fresno, CA is the President and Co-Founder of the financial planning company Retirement Concepts of America (RCofA) along with his son, Darin. Together, they follow a conservative approach when it comes to advising clients. RCofA offers customers many services, including TSPs, 401(k), 403(b), 457 plans, social security, retirement portfolios and annuities.
Tom's company is rated A+ with the Better Business Bureau (BBB), the National Ethics Association and was a nominee for the California Family Business Award and was named one of the top financial planners by the Fresno State School of Business. Tom's varied background also includes being a runner-up for State Senator of California and serving as a US Army veteran war correspondent during the Vietnam Era.
Work Experience
Retirement Concepts of America, President and Co-Founder, Jan 2007 ~ Present
Tom Marsella is the Co-founder and President of Retirement Concepts of America (RCofA), a financial planning company he launched with his son, Darin. Together, Tom, Darin, and their team adhere to a conservative approach to investing while offering a broad menu of services, including 401(k), 403(b), 457 plans, retirement portfolios and annuities, social security, and TSPs. Most recently, the company was nominated for the California Family Business Award, and maintains an A+ rating with the Better Business Bureau (BBB) and the National Ethics Association.
Earnings Investment Co., Principal, Jan 1991 ~ Present
Tom Marsella serves as the Principal of Earnings Investment Co., an investment management firm that is aligned with Howard Capital Management which utilizes a “crash-proof” conservative algorithm to ensure funds are securely transitioned to a bond position or conservative money market in the event of a down market.
Education
California State University, Fresno, Bachelor of Business Administration (BBA), 1965 ~ 1967
University of California, Berkeley, Bachelor’s Degree, Business & Managerial Economics, 1962 ~ 1965
Hobbies & Interests
Tom Marsella spent years as a financial correspondent for several local news stations and was repeatedly featured in The Fresno Bee. He has also been a member of several well-established societies, such as The Fresno Rotary Club and The East Fresno Boys Club, Chaffee Zoo and others.
Tom has been a member of Northwest Church for many years and has partnered with many organizations such as the Prison Fellowship Ministry to help with rehabilitation, and the Jelly Belly company in order to ship candy to troops overseas.
When he isn’t spending time with his 3 sons and 4 grandchildren, Tom Marsella is also an accomplished athlete, having competed 15 years in the Senior Hardball World Series, and the Senior Olympics for Track and Field. In 2010, he was honored by the Age of Champions as one of the top senior athletes in California.
Blog
TomMarsellaFresnoCA.com
Tom Marsella's blog on retirement, personal finance, and more! Tom has amassed an outstanding 35-year reputation as an investment advisor and financial planner. To date, he has given over 100 seminars on the subject of retirement planning.
Making the Most of Your 401(k)
Taking advantage of a 401(k) offered by your company, whether brand new or transferred from a previous employer, is vital for a comfortable retirement.
Social Security Basics to Know
Social Security taxes and earnings function on something of a sliding scale. In all fairness, this calculation offers relatively more to people who may have earned less in their lifetime. People earning more than the taxable amount of money throughout their career can expect a quarter of those earnings in benefits.
The Best Exercises for Older Adults
Exercise is pivotal for physical wellness, especially for older individuals in their golden years. However, workouts during these stages of your life do not have to be mundane, general exercises that do not spark your interest.
Choosing the Right Retirement Community for You
Moving from one’s home into a retirement community is a major transition that requires significant time and planning from both seniors and their close relatives. That said, individuals preparing to take such action are advised to consider several different factors.
Map
Tom Marsella currently resides in Fresno, CA.