Chief Financial Officer  

DoubleCheck Solutions, LLC

August 2021 - Present

Transformative fintech that allows consumers to reprioritize their overdraft transactions and avoid fees

Responsible for the scalable financial strategy, including revenue projections, sales leadership, tax implications, valuation calculations, audit, and investor relations.  Intimately involved in every function of the business from technology implementation, operations, audit, financial analysis, and strategy.

Brought in as a thought-leader in the banking industry, I assist both Co-CEOs with strategies to scale.

President/CEO

JSC Federal Credit Union

August 2018 - April 2021

The second-largest credit union in Houston MSA with 22 locations and over $2.8 billion in assets, 350 team members

Recruited to transform the organization's operations and turn around a stagnant brand and enterprise built from operational silos with no defined culture, while spearheading growth and a new culture across the company - all during a time of economic instability.  On track to reach $5B in 5 years and rebrand the company to be more inclusive of customers in Houston 

• OPERATIONAL TURNAROUND: Doubled the loan portfolio in two years and exceeded the industry growth average by 3x. Increased Net Margin 39 basis points when the industry average declined by 27 basis points
• FINANCIAL MANAGEMENT: More than doubled gross income at the same time we invested in new and relevant systems and hired 100 additional team members   
• DIGITAL TRANSFORMATION: Migrated over 30 disparate systems from legacy platforms to future-driven and UX-centered platforms that  

Chief Financial Officer

Mazuma Credit Union 

August 2009 - December 2011

$425MM in assets + CU Holding, Inc.  

Recruited to lead the finance function of a complex, mid-size financial institution.  Challenged with manual processes and growing market competition.  Recruited to provide leadership to a subsidiary holding company that owned a basket of six different companies.  CU Holding, Inc. was unprofitable and needed financial direction.

• FINANCIAL TURNAROUND: Upon arrival, the organization was too fee-heavy and had an unscalable operating model.  Reduced the operating expense ratio over 100 basis points while still investing in digital infrastructure.  Facilitated the automation of the lending process, achieving 15 minute turnaround times for members/customers
• ASSET-LIABILITY MANAGEMENT: Elevated the financial efficacy of the organization through advancing revenue and cutting expenses. Increased investment returns through diversification, lower front-end expenses, and more productive and strategic ALCO meetings

Chief Financial Officer

San Francisco Fire CU

August 2007 - August 2009

$620MM in assets  

Recruited to help advance the strong expansion of the organization by positioning the balance sheet for growth.  Reduced operational inefficiencies by reducing the accounting burden by 50%.  Reduced the chart of accounts from 30 pages to 16.  Managed the investment portfolio, brokers, and investment strategy.  Worked across verticals to help streamline the organization's processes.  

• ASSET-LIABILITY MANAGEMENT: Advanced the asset-liability management process by reducing risk over 40% in the rising-rate scenario

Chief Financial Officer

Inland Empire CU

2005 - 2006

A financially struggling organization recruited me to help turn them around. Produced profit in 18 months from a history of losses and eroding capital. Increased revenue by $100k by implementing new programs, while reducing the expense ratio over 100 bps.      

Several other financial analysis, teller, and customer service positions with credit unions prior to 2002.